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Disclaimer

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NOT AN INVESTMENT ADVISOR AND NOT INVESTMENT ADVICE. Neither Dear Retail Corp., nor its owners, directors, officers, employees, consultants, agents, affiliates and assigns, nor anyone involved in this publication (collectively, “Dear Retail”) is a registered investment advisor, broker-dealer or securities professional or associated with a registered investment advisor or broker-dealer. You understand that the information presented in this publication is provided for informative purposes only and that no content constitutes or should be treated as a recommendation to make any specific investment or that any particular security, portfolio of securities, transaction or investment strategy is suitable for any specific person.

RISK OF INVESTING. Investing is inherently risky. Readers must consult with their own investment advisor before making any investment decisions and should understand the risks associated with any investment, including, but not limited to, the complete loss of your investment. You must be aware of the risks and be willing to accept them in order to invest in any type of security. Don’t trade with money you can’t afford to lose. This is neither a solicitation nor an offer to buy/sell securities. No representation is being made that any reader will or is likely to achieve profits similar to those discussed in the publication. The past performance of any security is not necessarily indicative of future results. Dear Retail does not guarantee that any of the companies mentioned in this publication will perform as it expects, and any comparisons that have made to other companies may not be valid or come into effect.

ALWAYS DO YOUR OWN RESEARCH TO CONFIRM THE ACCURACY OF ANY INFORMATION IN THIS PUBLICATION AND CONSULT WITH A LICENSED INVESTMENT PROFESSIONAL BEFORE MAKING ANY INVESTMENT. This publication should not be used or relied upon as a basis for making any investment and never invest purely based on Dear Retail’s publications, newsletters or website. You must obtain more specific or professional advice before taking, or refraining from, any action or inaction on the basis of the content on this publication.

INFORMATION PRESENTED: THERE CAN BE NO ASSURANCE THAT CONTENT IN THIS PUBLICATION IS ACCURATE OR WITHOUT ERROR. ANY PERSON WHO MAKES USE OF SUCH CONTENT AFFIRMATIVELY ASSUMES ALL RISKS FROM USING THE CONTENT. Dear Retail does not guarantee the timeliness, accuracy, or completeness of the information on Dear Retail’s website, in its newsletters or in this publication. Such information is collected from public filings (including without limitation, www.sedar.com and www.sec.gov) and other sources deemed to be reliable, and is provided “as is” in good faith, but has not been independently researched or verified and is not guaranteed to be correct.

DISCLAIMER FOR FORWARD-LOOKING INFORMATION: In addition to historical information, this publication contains forward-looking statements, which are forward-looking and prospective in nature. The words “will,” “expects,” “could,” “would,” “may,” “anticipates,” “intends,” “plans,” “believes,” “seeks,” “targets,” “estimates,” “looks for,” “looks to,” “continues” and similar expressions, as well as statements regarding a third party’s focus for the future, are generally intended to identify forward-looking statements. Each of the forward-looking statements made in this publication are based on current expectations and projections about future events, and are therefore subject to risks and uncertainties which could cause actual results to differ materially from the future results expressed or implied by the forward-looking statements. Although Dear Retail believes that the expectations reflected in the forward-looking statements are reasonable, there can be no assurance that such expectations will prove to be correct. Forward-looking statements in this article include the following statements: [insert forward looking statements]. In addition, factors that might cause or contribute to such differences include, but are not limited to, those disclosed by the profiled company in their public securities filings found on www.sedar.com. You should carefully review the risks described therein. You should not place undue reliance on these forward looking statements, which speak only as of the date such statement was published. Dear Retail undertakes no obligation to publicly release any updates or revisions to the forward-looking statements or reflect events or circumstances after the date of their publication, except as required by law.

INDEMNIFICATION/RELEASE OF LIABILITY. By reading this publication, you agree to the terms of this disclaimer and the terms and conditions set out in Dear Retail’s Website Agreement – Terms and Conditions of Use which can be found at www..com. You agree to release and hold harmless Dear Retail from any and all liability, damages, and injury that may be caused from the information contained in this publication. You further warrant that you are solely responsible for any financial outcome that may come from any investment decisions that you make.